Dentists & Dental Specialists
Legal and General Adds to the 40 Year Term Life Insurance Lineup
At a time when many insurance companies are rethinking their New York products, Legal and General is breaking into the 40-Year Term Life Insurance product. A relatively new type of policy, having life insurance for 40 years can be a game changer for many professionals. Those in the veterinary and orthodontist professions would benefit from…
Read MoreUnderstanding the 4 Types of Income Driven Repayment Plans for Student Loans for Orthodontists
Understanding the 4 Types of Income-Driven Repayment Plans for Student Loans for Orthodontists As an orthodontist, you usually come out of school with a high debt-to-income ratio. If you need to enroll in residency, purchase a practice, or start with a lower anticipated salary, you may have more student loan debt than income. We sat…
Read MoreThe REPAYE Strategy for Residential Orthodontists to Save Interest Charges
In a recent interview on July 16, 2021 with Jan Miller, nationally recognized student loan repayment expert, Jan described a strategy using the REPAYE income-driven repayment plan that would save orthodontists thousands of dollars. With over 23 years of experience within the financial services and student loan sector, Jan is a nationally recognized expert in…
Read MoreHidden Fees Included: How Total Educational Costs for Orthodontists Drive High Student Loan Debt
It isn’t a secret that the average dental student leaves school with close to $300,000 in debt. The debt they accrue sets their future life up for tight budgeting, stress, and a high debt-to-income ratio. What is this debt paying for? Why is dental school so expensive? Some dentists go into school looking only at…
Read MoreHow Does Student Loan Debt Affect My Ability to Get a Bank Loan?
As a veterinarian or orthodontist, you may be ready to get a bank loan. Maybe you are buying your first house after graduate school, or you’ve found the perfect practice and want to get started on your own. Either way, your high student loan debt is going to affect your ability to get a bank…
Read MoreThe Benefits of 40-Year Term Life Insurance for Professionals
In the Term Life Insurance game, there is a new player on the field: 40-Year Term Life Insurance. While two companies have led the way in offering this insurance, Banner Life and Protective Life, other carriers may soon be adding this type of insurance as well. 40-Year Term Life Insurance has some distinct benefits that…
Read MoreHow Things Like Smoking, Drinking, and Vaping Affect Your Life Insurance
Professionals in veterinary and orthodontic practices need life insurance to protect their families, or even their business. But, what about if you smoke, drink, or vape? You may be concerned that you won’t be able to find coverage, or that your rate will be too expensive. Maybe you’ve tried to find coverage on your own,…
Read More10 Myths About Life Insurance People Should Stop Believing
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Read MoreWhat’s A COMDEX Score And Why Do Financials Matter?
When you are choosing insurance for your business needs, it’s important to be able to trust the carrier. Whether you are a veterinarian or an orthodontist, taking a look at the COMDEX Score of a company is usually a good indicator of whether you can trust them. In this article you can learn all about…
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